Alignment Health Plan
Alignment Health Platinum (HMO)
HMO
$0
per month
5 / 5Plan H5296-00316 counties
$3,900
Max out-of-pocket
$0
Drug deductible
← All states 2026 plans · Official CMS data
North Carolina Medicare Plans
134 Medicare Advantage and Part D plans offered in North Carolina for 2026.
Carrier:
Medicare Advantage With Part D
108 plansMedicare Advantage with Part D: Part A, Part B and drug coverage in one plan.
Alignment Health Plan
Alignment Health smartHMO (HMO)
HMO
$0
per month
5 / 5Plan H5296-00616 counties
$3,400
Max out-of-pocket
$615
Drug deductible
Alignment Health Plan
Alignment Health Platinum Select (HMO)
HMO
$0
per month
5 / 5Plan H5296-01016 counties
$5,900
Max out-of-pocket
$225
Drug deductible
Devoted Health
DEVOTED CORE 001 NC (HMO)
HMO
$0
per month
5 / 5Plan H5299-00111 counties
$3,600
Max out-of-pocket
$395
Drug deductible
Devoted Health
DEVOTED GIVEBACK 002 NC (HMO)
HMO
$0
per month
5 / 5Plan H5299-00211 counties
$6,700
Max out-of-pocket
$605
Drug deductible
Devoted Health
DEVOTED GIVEBACK 012 NC (HMO)
HMO
$0
per month
5 / 5Plan H5299-01213 counties
$8,900
Max out-of-pocket
$605
Drug deductible
Humana
Humana Gold Plus H1036-137 (HMO-POS)
HMO-POS
$0
per month
4.5 / 5Plan H1036-13715 counties
$9,250
Max out-of-pocket
$350
Drug deductible
Humana
Humana Gold Plus H1036-233 (HMO-POS)
HMO-POS
$0
per month
4.5 / 5Plan H1036-2331 counties
$9,250
Max out-of-pocket
$350
Drug deductible
Humana
Humana Gold Plus Giveback H1036-318 (HMO-POS)
HMO-POS
$0
per month
4.5 / 5Plan H1036-31840 counties
$9,250
Max out-of-pocket
$450
Drug deductible
Humana
Humana Gold Plus H1036-335 (HMO-POS)
HMO-POS
$0
per month
4.5 / 5Plan H1036-3357 counties
$3,500
Max out-of-pocket
$250
Drug deductible
Humana
Humana Gold Plus H1036-335 (HMO-POS)
HMO-POS
$0
per month
4.5 / 5Plan H1036-33574 counties
$3,950
Max out-of-pocket
$250
Drug deductible
UnitedHealthcare
AARP Medicare Advantage from UHC NC-0001 (PPO)
PPO
$0
per month
4.5 / 5Plan H2001-09039 counties
$6,700
Max out-of-pocket
$440
Drug deductible
Aetna Medicare
Aetna Medicare Signature (HMO)
HMO
$0
per month
4.5 / 5Plan H3146-00113 counties
$5,500
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Signature (HMO)
HMO
$0
per month
4.5 / 5Plan H3146-0045 counties
$6,750
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Prime (HMO)
HMO
$0
per month
4.5 / 5Plan H3146-0079 counties
$5,200
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Signature Care (HMO)
HMO
$0
per month
4.5 / 5Plan H3146-02114 counties
$6,350
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Signature (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-08129 counties
$5,900
Max out-of-pocket
$500
Drug deductible
Aetna Medicare
Aetna Medicare Signature Extra (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-17017 counties
$5,900
Max out-of-pocket
$500
Drug deductible
Aetna Medicare
Aetna Medicare Signature (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-23616 counties
$6,750
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Signature (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-24328 counties
$6,750
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Signature Giveback (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-34886 counties
$7,500
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Signature (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-6092 counties
$6,750
Max out-of-pocket
$615
Drug deductible
HealthTeam Advantage
HealthTeam Advantage Plan I (PPO)
PPO
$0
per month
4.5 / 5Plan H9808-00412 counties
$3,900
Max out-of-pocket
$250
Drug deductible
HealthTeam Advantage
HealthTeam Advantage Vitality Plan (PPO)
PPO
$0
per month
4.5 / 5Plan H9808-01033 counties
$4,200
Max out-of-pocket
$300
Drug deductible
Medicare Advantage Without Drug Coverage
14 plansCovers Part A and Part B, but no Part D drug coverage.
UnitedHealthcare
Erickson Advantage Liberty no Rx (HMO-POS)
HMO-POS
$0
per month
5 / 5Plan H5652-0021 counties
$6,750
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx NC-MA01 (PPO)
PPO
$0
per month
4.5 / 5Plan H2001-10341 counties
$8,900
Max out-of-pocket
Blue Cross and Blue Shield of North Carolina
Blue Medicare Freedom+ (PPO)
PPO
$0
per month
4.5 / 5Plan H3404-004100 counties
$9,250
Max out-of-pocket
Aetna Medicare
Aetna Medicare Eagle Giveback (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-24196 counties
$6,750
Max out-of-pocket
HealthTeam Advantage
HealthTeam Advantage Eagle Plan (PPO)
PPO
$0
per month
4.5 / 5Plan H9808-00933 counties
$4,500
Max out-of-pocket
Blue Cross and Blue Shield of North Carolina
Blue Medicare Medical Only (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H3449-012100 counties
$3,900
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H5253-04099 counties
$7,900
Max out-of-pocket
HealthSpring
HealthSpring Courage (HMO)
HMO
$0
per month
4 / 5Plan H9725-00537 counties
$6,750
Max out-of-pocket
Wellcare
Wellcare Patriot Giveback Open (PPO)
PPO
$0
per month
3.5 / 5Plan H1914-01170 counties
$8,850
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-34342 counties
$9,250
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
3.5 / 5Plan H5525-06597 counties
$9,250
Max out-of-pocket
Humana
HumanaChoice R0110-004 (Regional PPO)
Regional PPO
$0
per month
3.5 / 5Plan R0110-004100 counties
$7,000
Max out-of-pocket
Humana
Humana USAA Honor Giveback (Regional PPO)
Regional PPO
$0
per month
3.5 / 5Plan R0110-006100 counties
$9,250
Max out-of-pocket
Devoted Health
DEVOTED CHOICE MA ONLY 007 NC (PPO)
PPO
$0
per month
Plan H9700-00749 counties
$9,250
Max out-of-pocket
Part D Prescription Drug Plans
12 plansStand-alone drug coverage to pair with Original Medicare or a Medigap plan.
Wellcare
Wellcare Value Script (PDP)
PDP
$3.60
per month
3.5 / 5Plan S4802-143
$615
Drug deductible
Wellcare
Wellcare Classic (PDP)
PDP
$4.70
per month
3.5 / 5Plan S4802-081
$615
Drug deductible
Humana
Humana Basic Rx Plan (PDP)
PDP
$6.80
per month
3 / 5Plan S5884-133
$615
Drug deductible
Humana
Humana Value Rx Plan (PDP)
PDP
$32
per month
3 / 5Plan S5884-187
$601
Drug deductible
UnitedHealthcare
AARP Medicare Rx Saver from UHC (PDP)
PDP
$56.90
per month
2 / 5Plan S5921-353
$615
Drug deductible
HealthSpring
HealthSpring Extra Rx (PDP)
PDP
$78
per month
2.5 / 5Plan S5617-358
$615
Drug deductible
Blue Cross and Blue Shield of North Carolina
Blue Medicare Rx Standard (PDP)
PDP
$83.90
per month
3 / 5Plan S5540-002
$615
Drug deductible
Aetna Medicare
SilverScript Choice (PDP)
PDP
$90.20
per month
3 / 5Plan S5601-016
$615
Drug deductible
HealthSpring
HealthSpring Assurance Rx (PDP)
PDP
$110.40
per month
2.5 / 5Plan S5617-217
$615
Drug deductible
Humana
Humana Premier Rx Plan (PDP)
PDP
$110.90
per month
3 / 5Plan S5884-154
$0
Drug deductible
UnitedHealthcare
AARP Medicare Rx Preferred from UHC (PDP)
PDP
$119.80
per month
2 / 5Plan S5921-390
$130
Drug deductible
Blue Cross and Blue Shield of North Carolina
Blue Medicare Rx Enhanced (PDP)
PDP
$163.20
per month
3 / 5Plan S5540-004
$0
Drug deductible
Licensed in North Carolina
Charles Clark · Insurance Producer #18915583
When you can enroll
Annual Enrollment: Oct 15 – Dec 7 (coverage starts Jan 1). Turning 65: 3 months before to 3 months after your birthday month. Moves and other life events may qualify for a Special Enrollment Period.
Want help choosing?
Book a free consultationPremiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2026 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal.