← All states 2027 plans · Official CMS data

North Carolina Medicare Plans

131 Medicare Advantage and Part D plans offered in North Carolina for 2027.

Plan information shown is for calendar year 2027

You can compare full 2027 benefits, doctors and copays now. Enrollment in 2027 plans opens October 15, 2026 (Annual Enrollment Period, Oct 15 – Dec 7).

Carrier:

Medicare Advantage With Part D

107 plans

Medicare Advantage with Part D: Part A, Part B and drug coverage in one plan.

Humana

Humana Gold Plus H1036-137 (HMO-POS)

HMO-POS

$0

per month

Plan H1036-13770 counties

$9,850

Max out-of-pocket

$450

Drug deductible

More details Get agent help

Humana

Humana Gold Plus H1036-233 (HMO-POS)

HMO-POS

$0

per month

Plan H1036-2331 counties

$9,850

Max out-of-pocket

$450

Drug deductible

More details Get agent help

Humana

Humana Gold Plus Giveback H1036-318 (HMO-POS)

HMO-POS

$0

per month

Plan H1036-31840 counties

$9,850

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

Humana Gold Plus H1036-335 (HMO-POS)

HMO-POS

$0

per month

Plan H1036-3357 counties

$4,100

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

Humana Gold Plus H1036-335 (HMO-POS)

HMO-POS

$0

per month

Plan H1036-33562 counties

$3,950

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

Humana Gold Plus Giveback H1036-343 (HMO-POS)

HMO-POS

$0

per month

Plan H1036-34376 counties

$9,850

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Wellcare

Wellcare Simple Open (PPO)

PPO

$0

per month

Plan H1914-00770 counties

$7,150

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Wellcare

Wellcare Assist Open (PPO)

PPO

$0

per month

Plan H1914-00970 counties

$6,500

Max out-of-pocket

$700

Drug deductible

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage from UHC NC-0001 (PPO)

PPO

$0

per month

Plan H2001-09040 counties

$7,150

Max out-of-pocket

$685

Drug deductible

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage from UHC NC-0017 (PPO)

PPO

$0

per month

Plan H2406-09836 counties

$7,150

Max out-of-pocket

$685

Drug deductible

More details Get agent help

HealthTeam Advantage

HealthTeam Advantage Thrive Plan (HMO)

HMO

$0

per month

Plan H2624-0057 counties

$4,200

Max out-of-pocket

$495

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Signature (HMO)

HMO

$0

per month

Plan H3146-00112 counties

$5,500

Max out-of-pocket

$400

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Signature (HMO)

HMO

$0

per month

Plan H3146-0044 counties

$6,750

Max out-of-pocket

$500

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Value Plus (HMO)

HMO

$0

per month

Plan H3146-00692 counties

$5,500

Max out-of-pocket

$400

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Prime (HMO)

HMO

$0

per month

Plan H3146-0079 counties

$5,200

Max out-of-pocket

$500

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Signature (HMO)

HMO

$0

per month

Plan H3146-0484 counties

$5,900

Max out-of-pocket

$400

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Signature (HMO)

HMO

$0

per month

Plan H3146-0497 counties

$5,900

Max out-of-pocket

$400

Drug deductible

More details Get agent help

Blue Cross and Blue Shield of North Carolina

Blue Medicare Essential Plus (HMO-POS)

HMO-POS

$0

per month

Plan H3449-02319 counties

$5,900

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Blue Cross and Blue Shield of North Carolina

Blue Medicare Essential Plus (HMO-POS)

HMO-POS

$0

per month

Plan H3449-02320 counties

$7,000

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Blue Cross and Blue Shield of North Carolina

Blue Medicare Essential Plus (HMO-POS)

HMO-POS

$0

per month

Plan H3449-02319 counties

$8,400

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Blue Cross and Blue Shield of North Carolina

Blue Medicare Essential Plus (HMO-POS)

HMO-POS

$0

per month

Plan H3449-02342 counties

$9,850

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Blue Cross and Blue Shield of North Carolina

Blue Medicare Essential (HMO)

HMO

$0

per month

Plan H3449-02720 counties

$9,850

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Blue Cross and Blue Shield of North Carolina

Blue Medicare Essential (HMO)

HMO

$0

per month

Plan H3449-02780 counties

$9,850

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Wellcare

Wellcare Simple (HMO-POS)

HMO-POS

$0

per month

Plan H4073-00171 counties

$6,700

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Medicare Advantage Without Drug Coverage

13 plans

Covers Part A and Part B, but no Part D drug coverage.

Wellcare

Wellcare Patriot Giveback Open (PPO)

PPO

$0

per month

Plan H1914-01170 counties

$8,850

Max out-of-pocket

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage Patriot No Rx NC-MA01 (PPO)

PPO

$0

per month

Plan H2001-10339 counties

$8,900

Max out-of-pocket

More details Get agent help

Blue Cross and Blue Shield of North Carolina

Blue Medicare Freedom+ (PPO)

PPO

$0

per month

Plan H3404-004100 counties

$9,850

Max out-of-pocket

More details Get agent help

Blue Cross and Blue Shield of North Carolina

Blue Medicare Medical Only (HMO-POS)

HMO-POS

$0

per month

Plan H3449-012100 counties

$3,900

Max out-of-pocket

More details Get agent help

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

Plan H5216-34342 counties

$9,850

Max out-of-pocket

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage Patriot No Rx NC-MA02 (HMO-POS)

HMO-POS

$0

per month

Plan H5253-04099 counties

$9,300

Max out-of-pocket

More details Get agent help

Aetna Medicare

Aetna Medicare Eagle (PPO)

PPO

$0

per month

Plan H5521-24196 counties

$7,150

Max out-of-pocket

More details Get agent help

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

Plan H5525-06597 counties

$9,850

Max out-of-pocket

More details Get agent help

Devoted Health

DEVOTED CHOICE MA ONLY 007 NC (PPO)

PPO

$0

per month

Plan H9700-00749 counties

$9,250

Max out-of-pocket

More details Get agent help

HealthSpring

HealthSpring Courage (HMO)

HMO

$0

per month

Plan H9725-00524 counties

$6,750

Max out-of-pocket

More details Get agent help

HealthTeam Advantage

HealthTeam Advantage Eagle Plan (PPO)

PPO

$0

per month

Plan H9808-00933 counties

$8,500

Max out-of-pocket

More details Get agent help

Humana

HumanaChoice R0110-004 (Regional PPO)

Regional PPO

$0

per month

Plan R0110-004100 counties

$9,850

Max out-of-pocket

More details Get agent help

Humana

Humana USAA Honor Giveback (Regional PPO)

Regional PPO

$0

per month

Plan R0110-006100 counties

$9,850

Max out-of-pocket

More details Get agent help

Part D Prescription Drug Plans

11 plans

Stand-alone drug coverage to pair with Original Medicare or a Medigap plan.

Blue Cross and Blue Shield of North Carolina

Blue Medicare Rx Standard (PDP)

PDP

$92.10

per month

Plan S5540-002

$700

Drug deductible

More details Get agent help

Aetna Medicare

SilverScript Choice (PDP)

PDP

$143.50

per month

Plan S5601-016

$700

Drug deductible

More details Get agent help

Blue Cross and Blue Shield of IL, NM, OK, TX

HealthSpring Assurance Rx (PDP)

PDP

$143.90

per month

Plan S5715-029

$700

Drug deductible

More details Get agent help

UnitedHealthcare

AARP Medicare Rx Saver from UHC (PDP)

PDP

$150.20

per month

Plan S5921-353

$700

Drug deductible

More details Get agent help

UnitedHealthcare

AARP Medicare Rx Preferred from UHC (PDP)

PDP

$203.90

per month

Plan S5921-390

$300

Drug deductible

More details Get agent help

Blue Cross and Blue Shield of North Carolina

Blue Medicare Rx Enhanced (PDP)

PDP

$239.20

per month

Plan S5540-004

$0

Drug deductible

More details Get agent help

Licensed in North Carolina

Charles Clark · Insurance Producer #18915583

When you can enroll

Annual Enrollment: Oct 15 – Dec 7 (coverage starts Jan 1). Turning 65: 3 months before to 3 months after your birthday month. Moves and other life events may qualify for a Special Enrollment Period.

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Premiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2027 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal. 2027 star ratings had not been published in the CMS file yet.