All North Carolina plans

Blue Cross and Blue Shield of North Carolina

Blue Medicare Freedom+ (PPO)

2026 Medicare Advantage (no drug coverage) in North Carolina · PPO · Plan H3404-004

4.5 overall star rating

Plan information shown is for calendar year 2026

2026 plans are for coverage this year. Switch to 2027 to see next year's plans.

Cost Summary

Monthly premium

$0

Max out-of-pocket (in-network)

$9,250 / yr

Star rating

4.5 / 5

Where it's offered

Alamance, Alexander, Alleghany, Anson, Ashe, Avery, Beaufort, Bertie, Bladen, Brunswick, Buncombe, Burke, Cabarrus, Caldwell, Camden, Carteret, Caswell, Catawba, Chatham, Cherokee, Chowan, Clay, Cleveland, Columbus, Craven, Cumberland, Currituck, Dare, Davidson, Davie, Duplin, Durham, Edgecombe, Forsyth, Franklin, Gaston, Gates, Graham, Granville, Greene, Guilford, Halifax, Harnett, Haywood, Henderson, Hertford, Hoke, Hyde, Iredell, Jackson, Johnston, Jones, Lee, Lenoir, Lincoln, Macon, Madison, Martin, McDowell, Mecklenburg, Mitchell, Montgomery, Moore, Nash, New Hanover, Northampton, Onslow, Orange, Pamlico, Pasquotank, Pender, Perquimans, Person, Pitt, Polk, Randolph, Richmond, Robeson, Rockingham, Rowan, Rutherford, Sampson, Scotland, Stanly, Stokes, Surry, Swain, Transylvania, Tyrrell, Union, Vance, Wake, Warren, Washington, Watauga, Wayne, Wilkes, Wilson, Yadkin, Yancey

Figures from the official CMS 2026 Landscape file. Visit copays and extra benefits (dental, vision, etc.) are in the plan's Summary of Benefits and the online enrollment portal.

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