Blue Cross & Blue Shield of Rhode Island
BlueCHiP for Medicare Essential (HMO-POS)
HMO-POS
$0
per month
Plan H4152-0235 counties
$6,750
Max out-of-pocket
$500
Drug deductible
← All states 2027 plans · Official CMS data
Rhode Island Medicare Plans
23 Medicare Advantage and Part D plans offered in Rhode Island for 2027.
Carrier:
Medicare Advantage With Part D
10 plansMedicare Advantage with Part D: Part A, Part B and drug coverage in one plan.
UnitedHealthcare
AARP Medicare Advantage from UHC RI-0002 (HMO-POS)
HMO-POS
$0
per month
Plan H5253-1505 counties
$6,300
Max out-of-pocket
$685
Drug deductible
Aetna Medicare
Aetna Medicare Signature (PPO)
PPO
$0
per month
Plan H5521-3755 counties
$7,150
Max out-of-pocket
$700
Drug deductible
Aetna Medicare
Aetna Medicare Prime Care (HMO-POS)
HMO-POS
$0
per month
Plan H5793-0192 counties
$6,900
Max out-of-pocket
$400
Drug deductible
UnitedHealthcare
AARP Medicare Advantage from UHC RI-0003 (PPO)
PPO
$27
per month
Plan H8768-0465 counties
$7,150
Max out-of-pocket
$685
Drug deductible
Blue Cross & Blue Shield of Rhode Island
BlueCHiP for Medicare Access (HMO-POS)
HMO-POS
$31.30
per month
Plan H4152-0225 counties
$6,000
Max out-of-pocket
$700
Drug deductible
Blue Cross & Blue Shield of Rhode Island
BlueCHiP for Medicare Enhanced (HMO-POS)
HMO-POS
$39
per month
Plan H4152-0135 counties
$6,750
Max out-of-pocket
$500
Drug deductible
UnitedHealthcare
AARP Medicare Advantage from UHC RI-0001 (HMO-POS)
HMO-POS
$48
per month
Plan H5253-1485 counties
$5,400
Max out-of-pocket
$595
Drug deductible
Aetna Medicare
Aetna Medicare Enhanced (PPO)
PPO
$54
per month
Plan H5521-4495 counties
$7,150
Max out-of-pocket
$700
Drug deductible
Blue Cross & Blue Shield of Rhode Island
BlueCHiP for Medicare Extra (HMO-POS)
HMO-POS
$159
per month
Plan H4152-0185 counties
$6,000
Max out-of-pocket
$450
Drug deductible
Medicare Advantage Without Drug Coverage
3 plansCovers Part A and Part B, but no Part D drug coverage.
Blue Cross & Blue Shield of Rhode Island
BlueCHiP for Medicare Core (HMO)
HMO
$0
per month
Plan H4152-0045 counties
$5,000
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx RI-MA01 (HMO-POS)
HMO-POS
$0
per month
Plan H5253-1495 counties
$6,200
Max out-of-pocket
Aetna Medicare
Aetna Medicare Eagle Giveback (PPO)
PPO
$0
per month
Plan H5521-2965 counties
$7,150
Max out-of-pocket
Part D Prescription Drug Plans
10 plansStand-alone drug coverage to pair with Original Medicare or a Medigap plan.
Wellcare
Wellcare Value Script (PDP)
PDP
$13.30
per month
Plan S4802-137
$700
Drug deductible
Wellcare
Wellcare Classic (PDP)
PDP
$21.30
per month
Plan S4802-076
$700
Drug deductible
Blue MedicareRx
Blue MedicareRx Value Plus (PDP)
PDP
$25.50
per month
Plan S2893-001
$700
Drug deductible
Humana
Humana Basic Rx Plan (PDP)
PDP
$26.10
per month
Plan S5884-102
$700
Drug deductible
Humana
Humana Value Rx Plan (PDP)
PDP
$107.30
per month
Plan S5884-182
$687
Drug deductible
UnitedHealthcare
AARP Medicare Rx Saver from UHC (PDP)
PDP
$122.20
per month
Plan S5921-348
$700
Drug deductible
Humana
Humana Premier Rx Plan (PDP)
PDP
$146.30
per month
Plan S5884-149
$350
Drug deductible
Blue Cross and Blue Shield of IL, NM, OK, TX
HealthSpring Assurance Rx (PDP)
PDP
$158.60
per month
Plan S5715-023
$700
Drug deductible
UnitedHealthcare
AARP Medicare Rx Preferred from UHC (PDP)
PDP
$239.80
per month
Plan S5921-385
$300
Drug deductible
Blue MedicareRx
Blue MedicareRx Premier (PDP)
PDP
$284.70
per month
Plan S2893-003
$0
Drug deductible
Licensed in Rhode Island
Charles Clark · Insurance Producer #3000389991 (exp. 02/29/2028)
When you can enroll
Annual Enrollment: Oct 15 – Dec 7 (coverage starts Jan 1). Turning 65: 3 months before to 3 months after your birthday month. Moves and other life events may qualify for a Special Enrollment Period.
Want help choosing?
Book a free consultationPremiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2027 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal. 2027 star ratings had not been published in the CMS file yet.