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Rhode Island Medicare Plans

25 Medicare Advantage and Part D plans offered in Rhode Island for 2026.

Plan information shown is for calendar year 2026

2026 plans are for coverage this year. Switch to 2027 to see next year's plans.

Carrier:

Medicare Advantage With Part D

11 plans

Medicare Advantage with Part D: Part A, Part B and drug coverage in one plan.

Aetna Medicare

Aetna Medicare Signature (PPO)

PPO

$0

per month

4.5 / 5Plan H5521-3755 counties

$5,900

Max out-of-pocket

$615

Drug deductible

Blue Cross & Blue Shield of Rhode Island

BlueCHiP for Medicare Essential (HMO-POS)

HMO-POS

$0

per month

4 / 5Plan H4152-0235 counties

$6,750

Max out-of-pocket

$615

Drug deductible

UnitedHealthcare

AARP Medicare Advantage from UHC RI-0002 (HMO-POS)

HMO-POS

$0

per month

4 / 5Plan H5253-1505 counties

$4,900

Max out-of-pocket

$355

Drug deductible

UnitedHealthcare

AARP Medicare Advantage CareFlex from UHC RI-5 (HMO-POS)

HMO-POS

$0

per month

4 / 5Plan H5253-1695 counties

$6,700

Max out-of-pocket

$520

Drug deductible

Aetna Medicare

Aetna Medicare Prime Care (HMO-POS)

HMO-POS

$0

per month

3.5 / 5Plan H5793-0192 counties

$4,500

Max out-of-pocket

$200

Drug deductible

UnitedHealthcare

AARP Medicare Advantage from UHC RI-0003 (PPO)

PPO

$0

per month

3.5 / 5Plan H8768-0465 counties

$6,700

Max out-of-pocket

$520

Drug deductible

Aetna Medicare

Aetna Medicare Value Plus (PPO)

PPO

$26.20

per month

4.5 / 5Plan H5521-4495 counties

$5,900

Max out-of-pocket

$615

Drug deductible

Blue Cross & Blue Shield of Rhode Island

BlueCHiP for Medicare Access (HMO-POS)

HMO-POS

$27.30

per month

4 / 5Plan H4152-0225 counties

$6,000

Max out-of-pocket

$615

Drug deductible

Blue Cross & Blue Shield of Rhode Island

BlueCHiP for Medicare Enhanced (HMO-POS)

HMO-POS

$35

per month

4 / 5Plan H4152-0135 counties

$5,750

Max out-of-pocket

$500

Drug deductible

UnitedHealthcare

AARP Medicare Advantage from UHC RI-0001 (HMO-POS)

HMO-POS

$35

per month

4 / 5Plan H5253-1485 counties

$4,500

Max out-of-pocket

$355

Drug deductible

Blue Cross & Blue Shield of Rhode Island

BlueCHiP for Medicare Extra (HMO-POS)

HMO-POS

$143

per month

4 / 5Plan H4152-0185 counties

$5,000

Max out-of-pocket

$350

Drug deductible

Medicare Advantage Without Drug Coverage

3 plans

Covers Part A and Part B, but no Part D drug coverage.

Aetna Medicare

Aetna Medicare Eagle Giveback (PPO)

PPO

$0

per month

4.5 / 5Plan H5521-2965 counties

$5,900

Max out-of-pocket

Blue Cross & Blue Shield of Rhode Island

BlueCHiP for Medicare Core (HMO)

HMO

$0

per month

4 / 5Plan H4152-0045 counties

$5,000

Max out-of-pocket

UnitedHealthcare

AARP Medicare Advantage Patriot No Rx RI-MA01 (HMO-POS)

HMO-POS

$0

per month

4 / 5Plan H5253-1495 counties

$4,900

Max out-of-pocket

Part D Prescription Drug Plans

11 plans

Stand-alone drug coverage to pair with Original Medicare or a Medigap plan.

Blue MedicareRx

Blue MedicareRx Value Plus (PDP)

PDP

$20.70

per month

4 / 5Plan S2893-001

$615

Drug deductible

Aetna Medicare

SilverScript Choice (PDP)

PDP

$32.70

per month

3 / 5Plan S5601-004

$615

Drug deductible

UnitedHealthcare

AARP Medicare Rx Saver from UHC (PDP)

PDP

$38.70

per month

2 / 5Plan S5921-348

$615

Drug deductible

HealthSpring

HealthSpring Assurance Rx (PDP)

PDP

$139.30

per month

2.5 / 5Plan S5617-008

$615

Drug deductible

UnitedHealthcare

AARP Medicare Rx Preferred from UHC (PDP)

PDP

$155.10

per month

2 / 5Plan S5921-385

$130

Drug deductible

Blue MedicareRx

Blue MedicareRx Premier (PDP)

PDP

$238.60

per month

4 / 5Plan S2893-003

$0

Drug deductible

Licensed in Rhode Island

Charles Clark · Insurance Producer #3000389991 (exp. 02/29/2028)

When you can enroll

Annual Enrollment: Oct 15 – Dec 7 (coverage starts Jan 1). Turning 65: 3 months before to 3 months after your birthday month. Moves and other life events may qualify for a Special Enrollment Period.

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Premiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2026 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal.