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New York Medicare Plans

157 Medicare Advantage and Part D plans offered in New York for 2026.

Plan information shown is for calendar year 2026

2026 plans are for coverage this year. Switch to 2027 to see next year's plans.

Carrier:

Medicare Advantage With Part D

126 plans

Medicare Advantage with Part D: Part A, Part B and drug coverage in one plan.

Healthfirst Medicare Plan

Healthfirst 65 Plus Plan (HMO)

HMO

$0

per month

4.5 / 5Plan H3359-0016 counties

$9,250

Max out-of-pocket

$615

Drug deductible

CDPHP Medicare Advantage

CDPHP $0 Medicare Rx (HMO)

HMO

$0

per month

4.5 / 5Plan H3388-01418 counties

$6,750

Max out-of-pocket

$500

Drug deductible

Aetna Medicare

Aetna Medicare Signature (PPO)

PPO

$0

per month

4.5 / 5Plan H5521-07714 counties

$9,250

Max out-of-pocket

$615

Drug deductible

Aetna Medicare

Aetna Medicare Elite (PPO)

PPO

$0

per month

4.5 / 5Plan H5521-11914 counties

$9,250

Max out-of-pocket

$615

Drug deductible

Aetna Medicare

Aetna Medicare Elite (PPO)

PPO

$0

per month

4.5 / 5Plan H5521-1207 counties

$9,250

Max out-of-pocket

$615

Drug deductible

Aetna Medicare

Aetna Medicare Signature (PPO)

PPO

$0

per month

4.5 / 5Plan H5521-2154 counties

$7,900

Max out-of-pocket

$615

Drug deductible

Aetna Medicare

Aetna Medicare Elite (PPO)

PPO

$0

per month

4.5 / 5Plan H5521-5361 counties

$9,250

Max out-of-pocket

$615

Drug deductible

EmblemHealth

EmblemHealth VIP Value (HMO-POS)

HMO-POS

$0

per month

4 / 5Plan H3330-04812 counties

$7,500

Max out-of-pocket

$215

Drug deductible

Excellus Health Plan, Inc

Univera SeniorChoice Basic (HMO)

HMO

$0

per month

4 / 5Plan H3351-0178 counties

$8,500

Max out-of-pocket

$615

Drug deductible

Excellus Health Plan, Inc

Univera SeniorChoice Extra (HMO)

HMO

$0

per month

4 / 5Plan H3351-0208 counties

$8,500

Max out-of-pocket

$615

Drug deductible

Excellus Health Plan, Inc

Medicare Blue Choice Core (HMO)

HMO

$0

per month

4 / 5Plan H3351-0226 counties

$9,250

Max out-of-pocket

$615

Drug deductible

Highmark Blue Cross Blue Shield or Highmark Blue Shield

Community Blue Medicare HMO Signature (HMO)

HMO

$0

per month

4 / 5Plan H3384-0692 counties

$6,750

Max out-of-pocket

$615

Drug deductible

Highmark Blue Cross Blue Shield or Highmark Blue Shield

Community Blue Medicare HMO Signature (HMO)

HMO

$0

per month

4 / 5Plan H3384-0693 counties

$6,750

Max out-of-pocket

$615

Drug deductible

Highmark Blue Cross Blue Shield or Highmark Blue Shield

Community Blue Medicare HMO Signature (HMO)

HMO

$0

per month

4 / 5Plan H3384-0693 counties

$6,750

Max out-of-pocket

$615

Drug deductible

Highmark Blue Cross Blue Shield or Highmark Blue Shield

Community Blue Medicare HMO Merit (HMO)

HMO

$0

per month

4 / 5Plan H3384-0718 counties

$8,300

Max out-of-pocket

$615

Drug deductible

Excellus Health Plan, Inc

Medicare BlueEssential (PPO)

PPO

$0

per month

3.5 / 5Plan H3335-0539 counties

$8,900

Max out-of-pocket

$615

Drug deductible

Excellus Health Plan, Inc

Medicare BlueActive (PPO)

PPO

$0

per month

3.5 / 5Plan H3335-0559 counties

$8,900

Max out-of-pocket

$615

Drug deductible

Excellus Health Plan, Inc

Medicare BlueVital (PPO)

PPO

$0

per month

3.5 / 5Plan H3335-0618 counties

$9,250

Max out-of-pocket

$615

Drug deductible

Elderplan

Elderplan Flex (HMO-POS)

HMO-POS

$0

per month

3.5 / 5Plan H3347-0168 counties

$7,550

Max out-of-pocket

$375

Drug deductible

UnitedHealthcare

AARP Medicare Advantage from UHC NY-0007 (HMO-POS)

HMO-POS

$0

per month

3.5 / 5Plan H3379-0408 counties

$8,300

Max out-of-pocket

$440

Drug deductible

UnitedHealthcare

AARP Medicare Advantage from UHC NY-29 (HMO-POS)

HMO-POS

$0

per month

3.5 / 5Plan H3379-0529 counties

$6,700

Max out-of-pocket

$600

Drug deductible

UnitedHealthcare

AARP Medicare Advantage from UHC NY-0012 (PPO)

PPO

$0

per month

3.5 / 5Plan H3418-0013 counties

$8,900

Max out-of-pocket

$600

Drug deductible

Healthfirst Medicare Plan

Healthfirst Signature (HMO)

HMO

$0

per month

3.5 / 5Plan H5989-0116 counties

$9,250

Max out-of-pocket

$615

Drug deductible

Healthfirst Medicare Plan

Healthfirst Signature (HMO)

HMO

$0

per month

3 / 5Plan H1722-0024 counties

$9,250

Max out-of-pocket

$615

Drug deductible

Medicare Advantage Without Drug Coverage

21 plans

Covers Part A and Part B, but no Part D drug coverage.

Independent Health

Independent Health's Encompass 65 (HMO)

HMO

$0

per month

5 / 5Plan H3362-0168 counties

$6,750

Max out-of-pocket

Anthem Blue Cross and Blue Shield HP

Anthem Veteran 2 (HMO-POS)

HMO-POS

$0

per month

5 / 5Plan H6988-0089 counties

$6,800

Max out-of-pocket

Aetna Medicare

Aetna Medicare Eagle Giveback (PPO)

PPO

$0

per month

4.5 / 5Plan H5521-3209 counties

$9,250

Max out-of-pocket

Aetna Medicare

Aetna Medicare Eagle Giveback (PPO)

PPO

$0

per month

4.5 / 5Plan H5521-32353 counties

$9,250

Max out-of-pocket

Highmark Blue Cross Blue Shield or Highmark Blue Shield

Freedom Valor (PPO)

PPO

$0

per month

4.5 / 5Plan H5526-0238 counties

$6,700

Max out-of-pocket

MVP HEALTH CARE

MVP Medicare Preferred Gold without Part D (HMO-POS)

HMO-POS

$0

per month

4 / 5Plan H3305-00711 counties

$7,200

Max out-of-pocket

MVP HEALTH CARE

MVP Medicare Preferred Gold without Part D (HMO-POS)

HMO-POS

$0

per month

4 / 5Plan H3305-02044 counties

$7,200

Max out-of-pocket

Excellus Health Plan, Inc

Univera Medicare Freedom (HMO-POS)

HMO-POS

$0

per month

4 / 5Plan H3351-0018 counties

$4,500

Max out-of-pocket

Excellus Health Plan, Inc

Medicare Blue Choice Freedom (HMO-POS)

HMO-POS

$0

per month

4 / 5Plan H3351-0076 counties

$4,500

Max out-of-pocket

Highmark Blue Cross Blue Shield or Highmark Blue Shield

Senior Blue 601 (HMO)

HMO

$0

per month

4 / 5Plan H3384-0228 counties

$6,700

Max out-of-pocket

Wellcare

Wellcare Advantage Enhanced (PFFS)

PFFS

$0

per month

3.5 / 5Plan H2816-03747 counties

$4,300

Max out-of-pocket

Wellcare

Wellcare Advantage Simple (PFFS)

PFFS

$0

per month

3.5 / 5Plan H2816-03847 counties

$6,700

Max out-of-pocket

Excellus Health Plan, Inc

Medicare BlueSalute (PPO)

PPO

$0

per month

3.5 / 5Plan H3335-04317 counties

$4,500

Max out-of-pocket

Excellus Health Plan, Inc

Medicare BlueSalute (PPO)

PPO

$0

per month

3.5 / 5Plan H3335-0448 counties

$4,500

Max out-of-pocket

UnitedHealthcare

AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS)

HMO-POS

$0

per month

3.5 / 5Plan H3379-06042 counties

$6,700

Max out-of-pocket

Anthem Blue Cross and Blue Shield HP

Anthem Veteran (HMO-POS)

HMO-POS

$0

per month

3.5 / 5Plan H8432-0368 counties

$6,800

Max out-of-pocket

Wellcare

Wellcare Patriot Simple (HMO-POS)

HMO-POS

$0

per month

3 / 5Plan H4868-00320 counties

$6,700

Max out-of-pocket

Wellcare

Wellcare Fidelis Patriot Simple (HMO-POS)

HMO-POS

$0

per month

3 / 5Plan H5599-01060 counties

$9,250

Max out-of-pocket

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

3 / 5Plan H5970-01654 counties

$4,950

Max out-of-pocket

Trinity Health Plan New York

Trinity Health Plan New York Glory No RX (HMO)

HMO

$0

per month

Plan H9827-0038 counties

$5,500

Max out-of-pocket

CDPHP Medicare Advantage

CDPHP Core (HMO)

HMO

$15

per month

4.5 / 5Plan H3388-00118 counties

$6,100

Max out-of-pocket

Part D Prescription Drug Plans

10 plans

Stand-alone drug coverage to pair with Original Medicare or a Medigap plan.

HealthSpring

HealthSpring Assurance Rx (PDP)

PDP

$35.70

per month

2.5 / 5Plan S5617-013

$615

Drug deductible

HealthSpring

HealthSpring Extra Rx (PDP)

PDP

$91.60

per month

2.5 / 5Plan S5617-353

$615

Drug deductible

UnitedHealthcare

AARP Medicare Rx Saver from UHC (PDP)

PDP

$105.80

per month

2 / 5Plan S5921-379

$615

Drug deductible

UnitedHealthcare

AARP Medicare Rx Preferred from UHC (PDP)

PDP

$163.70

per month

2 / 5Plan S5921-382

$130

Drug deductible

Licensed in New York

Charles Clark · Life / Accident & Health Agent #LA-1526081 (exp. 02/14/2028)

When you can enroll

Annual Enrollment: Oct 15 – Dec 7 (coverage starts Jan 1). Turning 65: 3 months before to 3 months after your birthday month. Moves and other life events may qualify for a Special Enrollment Period.

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Premiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2026 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal.