Independent Health

Independent Health's Encompass 65 (HMO)

2026 Medicare Advantage (no drug coverage) in New York · HMO · Plan H3362-016

5 overall star rating

Plan information shown is for calendar year 2026

2026 plans are for coverage this year. Switch to 2027 to see next year's plans.

2026 2027

Cost Summary

Monthly premium

Max out-of-pocket (in-network)

$6,750 / yr

Star rating

5 / 5

Where it's offered

Allegany, Cattaraugus, Chautauqua, Erie, Genesee, Niagara, Orleans, Wyoming

Figures from the official CMS 2026 Landscape file. Visit copays and extra benefits (dental, vision, etc.) are in the plan's Summary of Benefits and the online enrollment portal.

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