UnitedHealthcare
AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS)
HMO-POS
$0
per month
Plan H0755-03821 counties
$7,150
Max out-of-pocket
$685
Drug deductible
← All states 2027 plans · Official CMS data
New Jersey Medicare Plans
67 Medicare Advantage and Part D plans offered in New Jersey for 2027.
Carrier:
Medicare Advantage With Part D
48 plansMedicare Advantage with Part D: Part A, Part B and drug coverage in one plan.
UnitedHealthcare
AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS)
HMO-POS
$0
per month
Plan H0755-04621 counties
$7,150
Max out-of-pocket
$685
Drug deductible
Wellcare
Wellcare Assist (HMO-POS)
HMO-POS
$0
per month
Plan H0913-01520 counties
$9,250
Max out-of-pocket
$700
Drug deductible
Devoted Health
DEVOTED CHOICE 001 NJ (PPO)
PPO
$0
per month
Plan H1390-00114 counties
$9,350
Max out-of-pocket
$650
Drug deductible
Devoted Health
DEVOTED CHOICE GIVEBACK 002 NJ (PPO)
PPO
$0
per month
Plan H1390-00214 counties
$9,850
Max out-of-pocket
$650
Drug deductible
Devoted Health
DEVOTED CHOICE GIVEBACK EXTRAS 006 NJ (PPO)
PPO
$0
per month
Plan H1390-00614 counties
$9,650
Max out-of-pocket
$700
Drug deductible
Aetna Medicare
Aetna Medicare Prime (HMO-POS)
HMO-POS
$0
per month
Plan H3152-08010 counties
$9,850
Max out-of-pocket
$700
Drug deductible
Aetna Medicare
Aetna Medicare Signature Extra (HMO)
HMO
$0
per month
Plan H3152-08210 counties
$9,850
Max out-of-pocket
$700
Drug deductible
Wellpoint
Wellpoint Extra Help (HMO)
HMO
$0
per month
Plan H3240-0268 counties
$9,850
Max out-of-pocket
$0
Drug deductible
HealthSpring
HealthSpring Preferred (HMO)
HMO
$0
per month
Plan H3949-0543 counties
$8,900
Max out-of-pocket
$500
Drug deductible
Clover Health
Clover Health Choice (PPO)
PPO
$0
per month
Plan H5141-00412 counties
$9,850
Max out-of-pocket
$350
Drug deductible
Clover Health
Clover Health Choice (PPO)
PPO
$0
per month
Plan H5141-0328 counties
$9,850
Max out-of-pocket
$350
Drug deductible
Clover Health
Clover Health Choice Giveback (PPO)
PPO
$0
per month
Plan H5141-05420 counties
$9,850
Max out-of-pocket
$440
Drug deductible
Humana
HumanaChoice Giveback H5216-319 (PPO)
PPO
$0
per month
Plan H5216-31919 counties
$8,000
Max out-of-pocket
$700
Drug deductible
Aetna Medicare
Aetna Medicare Prime Giveback (PPO)
PPO
$0
per month
Plan H5521-27710 counties
$9,850
Max out-of-pocket
$700
Drug deductible
Aetna Medicare
Aetna Medicare Prime (PPO)
PPO
$0
per month
Plan H5521-39210 counties
$9,850
Max out-of-pocket
$700
Drug deductible
AmeriHealth
AmeriHealth Medicare Classic Rx (HMO)
HMO
$0
per month
Plan H6407-0027 counties
$9,850
Max out-of-pocket
$700
Drug deductible
Humana
Humana Gold Plus H6622-099 (HMO)
HMO
$0
per month
Plan H6622-0995 counties
$9,050
Max out-of-pocket
$700
Drug deductible
Humana
Humana Gold Plus H6622-099 (HMO)
HMO
$0
per month
Plan H6622-0993 counties
$9,050
Max out-of-pocket
$700
Drug deductible
Humana
Humana Gold Plus H6622-100 (HMO)
HMO
$0
per month
Plan H6622-1007 counties
$8,850
Max out-of-pocket
$325
Drug deductible
Humana
Humana Gold Plus H6622-100 (HMO)
HMO
$0
per month
Plan H6622-1005 counties
$9,000
Max out-of-pocket
$325
Drug deductible
Humana
HumanaChoice Giveback H7617-045 (PPO)
PPO
$0
per month
Plan H7617-04519 counties
$8,000
Max out-of-pocket
$700
Drug deductible
Humana
HumanaChoice Giveback H7617-127 (PPO)
PPO
$0
per month
Plan H7617-12719 counties
$8,250
Max out-of-pocket
$700
Drug deductible
Clover Health
Clover Health Classic (HMO)
HMO
$0
per month
Plan H8010-0026 counties
$6,000
Max out-of-pocket
$0
Drug deductible
Medicare Advantage Without Drug Coverage
8 plansCovers Part A and Part B, but no Part D drug coverage.
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS)
HMO-POS
$0
per month
Plan H0755-03721 counties
$7,150
Max out-of-pocket
Aetna Medicare
Aetna Medicare Eagle Giveback (HMO)
HMO
$0
per month
Plan H3152-04521 counties
$9,850
Max out-of-pocket
Clover Health
Clover Health Valor (PPO)
PPO
$0
per month
Plan H5141-06120 counties
$9,850
Max out-of-pocket
Humana
HumanaChoice Giveback H5216-116 (PPO)
PPO
$0
per month
Plan H5216-1168 counties
$4,150
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
Plan H5216-17412 counties
$6,750
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
Plan H5216-2218 counties
$6,700
Max out-of-pocket
Aetna Medicare
Aetna Medicare Eagle Giveback (PPO)
PPO
$0
per month
Plan H5521-50421 counties
$9,850
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO)
PPO
$0
per month
Plan H8768-05921 counties
$7,150
Max out-of-pocket
Part D Prescription Drug Plans
11 plansStand-alone drug coverage to pair with Original Medicare or a Medigap plan.
Wellcare
Wellcare Value Script (PDP)
PDP
$5.30
per month
Plan S4802-139
$700
Drug deductible
Wellcare
Wellcare Classic (PDP)
PDP
$24.30
per month
Plan S4802-078
$700
Drug deductible
Humana
Humana Basic Rx Plan (PDP)
PDP
$28.30
per month
Plan S5884-131
$700
Drug deductible
Humana
Humana Value Rx Plan (PDP)
PDP
$65.30
per month
Plan S5884-183
$687
Drug deductible
Blue Cross and Blue Shield of IL, NM, OK, TX
HealthSpring Assurance Rx (PDP)
PDP
$105.80
per month
Plan S5715-025
$700
Drug deductible
Aetna Medicare
SilverScript Choice (PDP)
PDP
$120.50
per month
Plan S5601-008
$700
Drug deductible
Horizon Blue Cross Blue Shield of New Jersey
Horizon Medicare Blue Rx Standard (PDP)
PDP
$130.30
per month
Plan S5993-001
$700
Drug deductible
Humana
Humana Premier Rx Plan (PDP)
PDP
$131.20
per month
Plan S5884-150
$350
Drug deductible
UnitedHealthcare
AARP Medicare Rx Saver from UHC (PDP)
PDP
$138.50
per month
Plan S5921-349
$700
Drug deductible
UnitedHealthcare
AARP Medicare Rx Preferred from UHC (PDP)
PDP
$210.70
per month
Plan S5921-386
$300
Drug deductible
Horizon Blue Cross Blue Shield of New Jersey
Horizon Medicare Blue Rx Enhanced (PDP)
PDP
$217.90
per month
Plan S5993-003
$300
Drug deductible
Licensed in New Jersey
Charles Clark · Insurance Producer #1682110 (exp. 02/28/2027)
When you can enroll
Annual Enrollment: Oct 15 – Dec 7 (coverage starts Jan 1). Turning 65: 3 months before to 3 months after your birthday month. Moves and other life events may qualify for a Special Enrollment Period.
Want help choosing?
Book a free consultationPremiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2027 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal. 2027 star ratings had not been published in the CMS file yet.