Clover Health
Clover Health Choice (PPO)
PPO
$0
per month
4.5 / 5Plan H5141-00412 counties
$9,250
Max out-of-pocket
$150
Drug deductible
← All states 2026 plans · Official CMS data
New Jersey Medicare Plans
84 Medicare Advantage and Part D plans offered in New Jersey for 2026.
Carrier:
Medicare Advantage With Part D
60 plansMedicare Advantage with Part D: Part A, Part B and drug coverage in one plan.
Clover Health
Clover Health Choice (PPO)
PPO
$0
per month
4.5 / 5Plan H5141-0329 counties
$8,500
Max out-of-pocket
$0
Drug deductible
Clover Health
Clover Health Choice Giveback (PPO)
PPO
$0
per month
4.5 / 5Plan H5141-05420 counties
$8,499
Max out-of-pocket
$200
Drug deductible
Aetna Medicare
Aetna Medicare Prime Giveback (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-27710 counties
$9,250
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Prime (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-39210 counties
$9,250
Max out-of-pocket
$615
Drug deductible
Humana
HumanaChoice Giveback H7617-045 (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-04519 counties
$7,250
Max out-of-pocket
$360
Drug deductible
Clover Health
Clover Health Classic (HMO)
HMO
$0
per month
4.5 / 5Plan H8010-0026 counties
$6,000
Max out-of-pocket
$0
Drug deductible
Braven Health
Braven Medicare Choice (PPO)
PPO
$0
per month
4 / 5Plan H0885-0015 counties
$9,250
Max out-of-pocket
$300
Drug deductible
Braven Health
Braven Medicare Choice (PPO)
PPO
$0
per month
4 / 5Plan H0885-0031 counties
$9,250
Max out-of-pocket
$250
Drug deductible
Braven Health
Braven Medicare Choice (PPO)
PPO
$0
per month
4 / 5Plan H0885-0054 counties
$9,250
Max out-of-pocket
$250
Drug deductible
Braven Health
Braven Medicare Choice (PPO)
PPO
$0
per month
4 / 5Plan H0885-0062 counties
$9,250
Max out-of-pocket
$250
Drug deductible
Braven Health
Braven Medicare Choice Plus (PPO)
PPO
$0
per month
4 / 5Plan H0885-0073 counties
$9,250
Max out-of-pocket
$225
Drug deductible
Aetna Medicare
Aetna Medicare Prime (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H3152-08010 counties
$9,250
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Signature Extra (HMO)
HMO
$0
per month
4 / 5Plan H3152-08210 counties
$9,250
Max out-of-pocket
$615
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Essentials from UHC NJ-1 (HMO-POS)
HMO-POS
$0
per month
3.5 / 5Plan H0755-03817 counties
$6,700
Max out-of-pocket
$520
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Extras from UHC NJ-7 (HMO-POS)
HMO-POS
$0
per month
3.5 / 5Plan H0755-04617 counties
$6,700
Max out-of-pocket
$600
Drug deductible
Wellcare
Wellcare Giveback (HMO-POS)
HMO-POS
$0
per month
3.5 / 5Plan H0913-02120 counties
$9,250
Max out-of-pocket
$615
Drug deductible
Wellcare
Wellcare Simple (HMO-POS)
HMO-POS
$0
per month
3.5 / 5Plan H0913-02220 counties
$9,250
Max out-of-pocket
$615
Drug deductible
Humana
HumanaChoice Giveback H5216-319 (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-31919 counties
$7,250
Max out-of-pocket
$360
Drug deductible
Humana
Humana Gold Plus H6622-099 (HMO)
HMO
$0
per month
3.5 / 5Plan H6622-0995 counties
$8,550
Max out-of-pocket
$615
Drug deductible
Humana
Humana Gold Plus H6622-099 (HMO)
HMO
$0
per month
3.5 / 5Plan H6622-0993 counties
$8,550
Max out-of-pocket
$615
Drug deductible
Humana
Humana Gold Plus H6622-100 (HMO)
HMO
$0
per month
3.5 / 5Plan H6622-1007 counties
$8,850
Max out-of-pocket
$225
Drug deductible
Humana
Humana Gold Plus H6622-100 (HMO)
HMO
$0
per month
3.5 / 5Plan H6622-1005 counties
$8,500
Max out-of-pocket
$225
Drug deductible
UnitedHealthcare
AARP Medicare Advantage from UHC NJ-6 (PPO)
PPO
$0
per month
3.5 / 5Plan H8768-05821 counties
$8,900
Max out-of-pocket
$600
Drug deductible
Medicare Advantage Without Drug Coverage
12 plansCovers Part A and Part B, but no Part D drug coverage.
UnitedHealthcare
Erickson Advantage Liberty no Rx (HMO-POS)
HMO-POS
$0
per month
5 / 5Plan H5652-0023 counties
$6,750
Max out-of-pocket
Clover Health
Clover Health Valor (PPO)
PPO
$0
per month
4.5 / 5Plan H5141-06120 counties
$9,250
Max out-of-pocket
Aetna Medicare
Aetna Medicare Eagle Giveback (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-50421 counties
$9,250
Max out-of-pocket
Braven Health
Braven Medicare Salute - No Rx (PPO)
PPO
$0
per month
4 / 5Plan H0885-0108 counties
$7,000
Max out-of-pocket
Braven Health
Braven Medicare Salute - No Rx (PPO)
PPO
$0
per month
4 / 5Plan H0885-0119 counties
$7,000
Max out-of-pocket
Aetna Medicare
Aetna Medicare Eagle Giveback (HMO)
HMO
$0
per month
4 / 5Plan H3152-04521 counties
$9,250
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx NJ-MA01 (HMO-POS)
HMO-POS
$0
per month
3.5 / 5Plan H0755-03717 counties
$6,700
Max out-of-pocket
Wellcare
Wellcare Patriot Simple (HMO-POS)
HMO-POS
$0
per month
3.5 / 5Plan H0913-02020 counties
$7,550
Max out-of-pocket
Humana
HumanaChoice Giveback H5216-116 (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-1168 counties
$4,150
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-17411 counties
$6,750
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-2218 counties
$6,700
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx NJ-MA2 (PPO)
PPO
$0
per month
3.5 / 5Plan H8768-05921 counties
$6,700
Max out-of-pocket
Part D Prescription Drug Plans
12 plansStand-alone drug coverage to pair with Original Medicare or a Medigap plan.
Humana
Humana Basic Rx Plan (PDP)
PDP
$4.40
per month
3 / 5Plan S5884-131
$615
Drug deductible
Wellcare
Wellcare Value Script (PDP)
PDP
$22.80
per month
3.5 / 5Plan S4802-139
$615
Drug deductible
Wellcare
Wellcare Classic (PDP)
PDP
$28.20
per month
3.5 / 5Plan S4802-078
$615
Drug deductible
Humana
Humana Value Rx Plan (PDP)
PDP
$35.60
per month
3 / 5Plan S5884-183
$601
Drug deductible
HealthSpring
HealthSpring Extra Rx (PDP)
PDP
$59.90
per month
2.5 / 5Plan S5617-354
$615
Drug deductible
Horizon Blue Cross Blue Shield of New Jersey
Horizon Medicare Blue Rx Standard (PDP)
PDP
$72.30
per month
3.5 / 5Plan S5993-001
$615
Drug deductible
UnitedHealthcare
AARP Medicare Rx Saver from UHC (PDP)
PDP
$77.40
per month
2 / 5Plan S5921-349
$615
Drug deductible
Aetna Medicare
SilverScript Choice (PDP)
PDP
$97.40
per month
3 / 5Plan S5601-008
$615
Drug deductible
HealthSpring
HealthSpring Assurance Rx (PDP)
PDP
$109.30
per month
2.5 / 5Plan S5617-018
$615
Drug deductible
Humana
Humana Premier Rx Plan (PDP)
PDP
$111.90
per month
3 / 5Plan S5884-150
$0
Drug deductible
UnitedHealthcare
AARP Medicare Rx Preferred from UHC (PDP)
PDP
$118.90
per month
2 / 5Plan S5921-386
$130
Drug deductible
Horizon Blue Cross Blue Shield of New Jersey
Horizon Medicare Blue Rx Enhanced (PDP)
PDP
$139.10
per month
3.5 / 5Plan S5993-003
$200
Drug deductible
Licensed in New Jersey
Charles Clark · Insurance Producer #1682110 (exp. 02/28/2027)
When you can enroll
Annual Enrollment: Oct 15 – Dec 7 (coverage starts Jan 1). Turning 65: 3 months before to 3 months after your birthday month. Moves and other life events may qualify for a Special Enrollment Period.
Want help choosing?
Book a free consultationPremiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2026 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal.