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Montana Medicare Plans

28 Medicare Advantage and Part D plans offered in Montana for 2027.

Plan information shown is for calendar year 2027

You can compare full 2027 benefits, doctors and copays now. Enrollment in 2027 plans opens October 15, 2026 (Annual Enrollment Period, Oct 15 – Dec 7).

Carrier:

Medicare Advantage With Part D

14 plans

Medicare Advantage with Part D: Part A, Part B and drug coverage in one plan.

Humana

HumanaChoice H5216-457 (PPO)

PPO

$0

per month

Plan H5216-4576 counties

$6,550

Max out-of-pocket

$500

Drug deductible

More details Get agent help

Humana

Humana Total Complete (HMO)

HMO

$0

per month

Plan H6622-0976 counties

$6,200

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

Humana Essentials Plus Giveback (PPO)

PPO

$0

per month

Plan H7617-0246 counties

$8,400

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

Humana Value Choice (PPO)

PPO

$0

per month

Plan H7617-0306 counties

$6,550

Max out-of-pocket

$500

Drug deductible

More details Get agent help

Humana

HumanaChoice H5216-089 (PPO)

PPO

$15

per month

Plan H5216-0898 counties

$5,200

Max out-of-pocket

$450

Drug deductible

More details Get agent help

Humana

Humana Gold Plus H6622-007 (HMO)

HMO

$21

per month

Plan H6622-00724 counties

$5,850

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

HumanaChoice H5216-457 (PPO)

PPO

$28

per month

Plan H5216-45730 counties

$5,000

Max out-of-pocket

$500

Drug deductible

More details Get agent help

Humana

Humana Full Access (PPO)

PPO

$45

per month

Plan H7617-0266 counties

$6,700

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

Humana Gold Choice H8145-006 (PFFS)

PFFS

$60

per month

Plan H8145-00611 counties

$7,800

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

HumanaChoice H5525-054 (PPO)

PPO

$70

per month

Plan H5525-05419 counties

$7,150

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

HumanaChoice H5216-048 (PPO)

PPO

$97

per month

Plan H5216-04838 counties

$7,000

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Range Health

True West Rx 1 (PPO)

PPO

$99.80

per month

Plan H8267-0013 counties

$8,000

Max out-of-pocket

$700

Drug deductible

More details Get agent help

UnitedHealthcare

UHC MedicareDirect PF-0001 (PFFS)

PFFS

$155

per month

Plan H5435-0249 counties

$6,700

Max out-of-pocket

$685

Drug deductible

More details Get agent help

Range Health

True West Rx 2 (PPO)

PPO

$169

per month

Plan H8267-0026 counties

$8,000

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Medicare Advantage Without Drug Coverage

5 plans

Covers Part A and Part B, but no Part D drug coverage.

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

Plan H5216-27838 counties

$6,750

Max out-of-pocket

More details Get agent help

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

Plan H5216-42738 counties

$9,150

Max out-of-pocket

More details Get agent help

UnitedHealthcare

UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS)

PFFS

$0

per month

Plan H5435-0019 counties

$6,700

Max out-of-pocket

More details Get agent help

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

Plan H5525-03119 counties

$6,750

Max out-of-pocket

More details Get agent help

Range Health

True West No Rx 3 (PPO)

PPO

$149

per month

Plan H8267-0039 counties

$6,750

Max out-of-pocket

More details Get agent help

Part D Prescription Drug Plans

9 plans

Stand-alone drug coverage to pair with Original Medicare or a Medigap plan.

UnitedHealthcare

AARP Medicare Rx Saver from UHC (PDP)

PDP

$10.30

per month

Plan S5921-370

$700

Drug deductible

More details Get agent help

Blue Cross and Blue Shield of IL, NM, OK, TX

HealthSpring Assurance Rx (PDP)

PDP

$117.10

per month

Plan S5715-043

$700

Drug deductible

More details Get agent help

MedicareBlue Rx

MedicareBlue Rx Standard (PDP)

PDP

$179.10

per month

Plan S5743-001

$700

Drug deductible

More details Get agent help

UnitedHealthcare

AARP Medicare Rx Preferred from UHC (PDP)

PDP

$222.90

per month

Plan S5921-406

$300

Drug deductible

More details Get agent help

Premiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2027 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal. 2027 star ratings had not been published in the CMS file yet.