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Montana Medicare Plans

39 Medicare Advantage and Part D plans offered in Montana for 2026.

Plan information shown is for calendar year 2026

2026 plans are for coverage this year. Switch to 2027 to see next year's plans.

Carrier:

Medicare Advantage With Part D

21 plans

Medicare Advantage with Part D: Part A, Part B and drug coverage in one plan.

Humana

Humana Essentials Plus Giveback H7617-024 (PPO)

PPO

$0

per month

4.5 / 5Plan H7617-0246 counties

$7,900

Max out-of-pocket

$615

Drug deductible

Humana

Humana Value Choice H7617-030 (PPO)

PPO

$0

per month

4.5 / 5Plan H7617-0306 counties

$6,050

Max out-of-pocket

$400

Drug deductible

Blue Cross and Blue Shield of Montana

Blue Cross Medicare Advantage Choice Plus (PPO)

PPO

$0

per month

3.5 / 5Plan H0107-00521 counties

$9,250

Max out-of-pocket

$615

Drug deductible

Blue Cross and Blue Shield of Montana

Blue Cross Medicare Advantage Dental Premier (PPO)

PPO

$0

per month

3.5 / 5Plan H0107-00721 counties

$8,100

Max out-of-pocket

$615

Drug deductible

Blue Cross and Blue Shield of Montana

Blue Cross Medicare Advantage Health Choice (PPO)

PPO

$0

per month

3.5 / 5Plan H0107-01021 counties

$6,750

Max out-of-pocket

$615

Drug deductible

Humana

HumanaChoice H5216-457 (PPO)

PPO

$0

per month

3.5 / 5Plan H5216-4576 counties

$6,050

Max out-of-pocket

$400

Drug deductible

Humana

HumanaChoice H5216-457 (PPO)

PPO

$0

per month

3.5 / 5Plan H5216-45732 counties

$6,500

Max out-of-pocket

$400

Drug deductible

Humana

Humana Total Complete H6622-097 (HMO)

HMO

$0

per month

3.5 / 5Plan H6622-0976 counties

$6,200

Max out-of-pocket

$615

Drug deductible

UnitedHealthcare

AARP Medicare Advantage from UHC MT-0002 (PPO)

PPO

$0

per month

3 / 5Plan H8211-0098 counties

$6,700

Max out-of-pocket

$600

Drug deductible

PacificSource Medicare

PacificSource Medicare MyCare Choice Rx 29 (HMO-POS)

HMO-POS

$13

per month

3.5 / 5Plan H3864-0291 counties

$5,525

Max out-of-pocket

$299

Drug deductible

Humana

HumanaChoice H5216-089 (PPO)

PPO

$14

per month

3.5 / 5Plan H5216-0898 counties

$5,300

Max out-of-pocket

$350

Drug deductible

Humana

Humana Gold Plus H6622-007 (HMO)

HMO

$18

per month

3.5 / 5Plan H6622-00725 counties

$5,700

Max out-of-pocket

$615

Drug deductible

Humana

Humana Full Access H7617-026 (PPO)

PPO

$29

per month

4.5 / 5Plan H7617-0266 counties

$5,500

Max out-of-pocket

$615

Drug deductible

Humana

Humana Gold Choice H8145-006 (PFFS)

PFFS

$37

per month

3.5 / 5Plan H8145-00611 counties

$6,800

Max out-of-pocket

$615

Drug deductible

UnitedHealthcare

AARP Medicare Advantage from UHC MT-0001 (PPO)

PPO

$49

per month

3 / 5Plan H8211-0078 counties

$5,900

Max out-of-pocket

$600

Drug deductible

Humana

HumanaChoice H5525-054 (PPO)

PPO

$64

per month

3.5 / 5Plan H5525-05420 counties

$7,000

Max out-of-pocket

$615

Drug deductible

Blue Cross and Blue Shield of Montana

Blue Cross Medicare Advantage Classic (PPO)

PPO

$74

per month

3.5 / 5Plan H0107-00339 counties

$6,500

Max out-of-pocket

$450

Drug deductible

Humana

HumanaChoice H5216-048 (PPO)

PPO

$87

per month

3.5 / 5Plan H5216-04838 counties

$6,750

Max out-of-pocket

$615

Drug deductible

UnitedHealthcare

UHC MedicareDirect PF-0001 (PFFS)

PFFS

$118

per month

2.5 / 5Plan H5435-0249 counties

$6,700

Max out-of-pocket

$600

Drug deductible

Blue Cross and Blue Shield of Montana

Blue Cross Medicare Advantage Optimum (PPO)

PPO

$128

per month

3.5 / 5Plan H0107-00439 counties

$4,700

Max out-of-pocket

$300

Drug deductible

UnitedHealthcare

AARP Medicare Advantage Access from UHC MT-3 (PPO)

PPO

$276

per month

3 / 5Plan H8211-0128 counties

$3,000

Max out-of-pocket

$600

Drug deductible

Medicare Advantage Without Drug Coverage

7 plans

Covers Part A and Part B, but no Part D drug coverage.

Blue Cross and Blue Shield of Montana

Blue Cross Medicare Advantage Protect (PPO)

PPO

$0

per month

3.5 / 5Plan H0107-01121 counties

$6,500

Max out-of-pocket

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

3.5 / 5Plan H5216-27838 counties

$6,750

Max out-of-pocket

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

3.5 / 5Plan H5216-42738 counties

$9,150

Max out-of-pocket

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

3.5 / 5Plan H5525-03120 counties

$6,750

Max out-of-pocket

UnitedHealthcare

AARP Medicare Advantage Patriot No Rx MT-MA01 (PPO)

PPO

$0

per month

3 / 5Plan H8211-0108 counties

$6,700

Max out-of-pocket

UnitedHealthcare

UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS)

PFFS

$0

per month

2.5 / 5Plan H5435-0019 counties

$6,700

Max out-of-pocket

PacificSource Medicare

PacificSource Medicare MyCare Choice 30 (HMO-POS)

HMO-POS

$15

per month

3.5 / 5Plan H3864-0301 counties

$4,950

Max out-of-pocket

Part D Prescription Drug Plans

11 plans

Stand-alone drug coverage to pair with Original Medicare or a Medigap plan.

UnitedHealthcare

AARP Medicare Rx Saver from UHC (PDP)

PDP

$5.30

per month

2 / 5Plan S5921-370

$615

Drug deductible

Aetna Medicare

SilverScript Choice (PDP)

PDP

$29.70

per month

3 / 5Plan S5601-050

$615

Drug deductible

HealthSpring

HealthSpring Extra Rx (PDP)

PDP

$66.50

per month

2.5 / 5Plan S5617-375

$615

Drug deductible

MedicareBlue Rx

MedicareBlue Rx Standard (PDP)

PDP

$101

per month

3.5 / 5Plan S5743-001

$615

Drug deductible

HealthSpring

HealthSpring Assurance Rx (PDP)

PDP

$125.90

per month

2.5 / 5Plan S5617-123

$615

Drug deductible

UnitedHealthcare

AARP Medicare Rx Preferred from UHC (PDP)

PDP

$140.20

per month

2 / 5Plan S5921-406

$130

Drug deductible

Premiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2026 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal.