Humana
Humana Community (HMO)
HMO
$0
per month
Plan H0292-0015 counties
$4,350
Max out-of-pocket
$700
Drug deductible
← All states 2027 plans · Official CMS data
Kentucky Medicare Plans
88 Medicare Advantage and Part D plans offered in Kentucky for 2027.
Carrier:
Medicare Advantage With Part D
72 plansMedicare Advantage with Part D: Part A, Part B and drug coverage in one plan.
Humana
Humana Gold Plus H0292-003 (HMO)
HMO
$0
per month
Plan H0292-0035 counties
$4,450
Max out-of-pocket
$450
Drug deductible
Aetna Medicare
Aetna Medicare Signature Extra (HMO-POS)
HMO-POS
$0
per month
Plan H0628-00726 counties
$5,200
Max out-of-pocket
$400
Drug deductible
Aetna Medicare
Aetna Medicare Signature (HMO-POS)
HMO-POS
$0
per month
Plan H0628-00818 counties
$6,500
Max out-of-pocket
$400
Drug deductible
Aetna Medicare
Aetna Medicare Signature (HMO-POS)
HMO-POS
$0
per month
Plan H0628-01023 counties
$6,500
Max out-of-pocket
$400
Drug deductible
Aetna Medicare
Aetna Medicare Signature (HMO-POS)
HMO-POS
$0
per month
Plan H0628-0249 counties
$5,500
Max out-of-pocket
$500
Drug deductible
HealthSpring
HealthSpring Preferred (HMO)
HMO
$0
per month
Plan H0672-0135 counties
$5,875
Max out-of-pocket
$400
Drug deductible
HealthSpring
HealthSpring Preferred Savings (HMO)
HMO
$0
per month
Plan H0672-0175 counties
$6,950
Max out-of-pocket
$400
Drug deductible
Humana
Humana Community (HMO)
HMO
$0
per month
Plan H1036-2361 counties
$4,250
Max out-of-pocket
$700
Drug deductible
Essence Healthcare
Essence Advantage (HMO)
HMO
$0
per month
Plan H2610-02121 counties
$5,400
Max out-of-pocket
$340
Drug deductible
Wellcare
Wellcare Simple Open (PPO)
PPO
$0
per month
Plan H3975-001120 counties
$7,500
Max out-of-pocket
$700
Drug deductible
Humana
Humana Community (HMO)
HMO
$0
per month
Plan H5178-0021 counties
$4,450
Max out-of-pocket
$700
Drug deductible
Humana
HumanaChoice H5216-226 (PPO)
PPO
$0
per month
Plan H5216-22683 counties
$6,600
Max out-of-pocket
$700
Drug deductible
Humana
Humana Value Choice (PPO)
PPO
$0
per month
Plan H5216-2292 counties
$7,000
Max out-of-pocket
$700
Drug deductible
Humana
HumanaChoice H5216-285 (PPO)
PPO
$0
per month
Plan H5216-2854 counties
$6,750
Max out-of-pocket
$700
Drug deductible
Humana
HumanaChoice H5216-317 (PPO)
PPO
$0
per month
Plan H5216-31795 counties
$7,150
Max out-of-pocket
$700
Drug deductible
Humana
HumanaChoice Giveback H5216-322 (PPO)
PPO
$0
per month
Plan H5216-32287 counties
$9,850
Max out-of-pocket
$700
Drug deductible
Humana
HumanaChoice Giveback H5216-481 (PPO)
PPO
$0
per month
Plan H5216-4815 counties
$9,850
Max out-of-pocket
$700
Drug deductible
UnitedHealthcare
AARP Medicare Advantage from UHC KY-1 (HMO-POS)
HMO-POS
$0
per month
Plan H5253-099110 counties
$7,150
Max out-of-pocket
$685
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Essentials from UHC OH-7 (HMO-POS)
HMO-POS
$0
per month
Plan H5253-1255 counties
$5,900
Max out-of-pocket
$685
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Giveback from UHC KY-4 (HMO-POS)
HMO-POS
$0
per month
Plan H5253-127115 counties
$7,150
Max out-of-pocket
$685
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Extras from UHC OH-13 (HMO-POS)
HMO-POS
$0
per month
Plan H5253-1345 counties
$7,150
Max out-of-pocket
$685
Drug deductible
Aetna Medicare
Aetna Medicare Signature (PPO)
PPO
$0
per month
Plan H5521-08532 counties
$7,150
Max out-of-pocket
$500
Drug deductible
Aetna Medicare
Aetna Medicare Signature (PPO)
PPO
$0
per month
Plan H5521-15614 counties
$6,350
Max out-of-pocket
$500
Drug deductible
Medicare Advantage Without Drug Coverage
8 plansCovers Part A and Part B, but no Part D drug coverage.
Anthem Blue Cross and Blue Shield
Anthem Veteran (PPO)
PPO
$0
per month
Plan H4909-023120 counties
$9,250
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
Plan H5216-225120 counties
$6,500
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
Plan H5216-442120 counties
$9,150
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx KY-MA2 (HMO-POS)
HMO-POS
$0
per month
Plan H5253-235110 counties
$7,150
Max out-of-pocket
Aetna Medicare
Aetna Medicare Eagle Giveback (PPO)
PPO
$0
per month
Plan H5521-48875 counties
$6,900
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx KY-MA01 (PPO)
PPO
$0
per month
Plan H8768-020115 counties
$7,150
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx OH-MA01 (PPO)
PPO
$0
per month
Plan H8768-0213 counties
$8,900
Max out-of-pocket
Humana
HumanaChoice R0110-011 (Regional PPO)
Regional PPO
$0
per month
Plan R0110-011120 counties
$5,400
Max out-of-pocket
Part D Prescription Drug Plans
8 plansStand-alone drug coverage to pair with Original Medicare or a Medigap plan.
Wellcare
Wellcare Value Script (PDP)
PDP
$5.30
per month
Plan S4802-150
$700
Drug deductible
Wellcare
Wellcare Classic (PDP)
PDP
$8.30
per month
Plan S4802-086
$700
Drug deductible
Humana
Humana Basic Rx Plan (PDP)
PDP
$9.30
per month
Plan S5884-138
$700
Drug deductible
Humana
Humana Value Rx Plan (PDP)
PDP
$26.30
per month
Plan S5884-194
$687
Drug deductible
Blue Cross and Blue Shield of IL, NM, OK, TX
HealthSpring Assurance Rx (PDP)
PDP
$122.40
per month
Plan S5715-036
$700
Drug deductible
Humana
Humana Premier Rx Plan (PDP)
PDP
$144.50
per month
Plan S5884-161
$350
Drug deductible
UnitedHealthcare
AARP Medicare Rx Saver from UHC (PDP)
PDP
$160.40
per month
Plan S5921-360
$700
Drug deductible
UnitedHealthcare
AARP Medicare Rx Preferred from UHC (PDP)
PDP
$225.90
per month
Plan S5921-396
$300
Drug deductible
Licensed in Kentucky
Charles Clark · Agent #DOI-1010647 (exp. 02/29/2028)
When you can enroll
Annual Enrollment: Oct 15 – Dec 7 (coverage starts Jan 1). Turning 65: 3 months before to 3 months after your birthday month. Moves and other life events may qualify for a Special Enrollment Period.
Want help choosing?
Book a free consultationPremiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2027 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal. 2027 star ratings had not been published in the CMS file yet.