Humana
Humana Community (HMO)
HMO
$0
per month
4.5 / 5Plan H1036-2361 counties
$4,250
Max out-of-pocket
$150
Drug deductible
← All states 2026 plans · Official CMS data
Kentucky Medicare Plans
89 Medicare Advantage and Part D plans offered in Kentucky for 2026.
Carrier:
Medicare Advantage With Part D
70 plansMedicare Advantage with Part D: Part A, Part B and drug coverage in one plan.
Essence Healthcare
Essence Advantage (HMO)
HMO
$0
per month
4.5 / 5Plan H2610-02121 counties
$3,350
Max out-of-pocket
$340
Drug deductible
Aetna Medicare
Aetna Medicare Signature (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-08534 counties
$6,750
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Signature (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-15616 counties
$6,350
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Signature (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-26022 counties
$5,500
Max out-of-pocket
$615
Drug deductible
Humana
HumanaChoice Giveback H7617-003 (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-0035 counties
$9,150
Max out-of-pocket
$0
Drug deductible
Humana
HumanaChoice H7617-004 (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-0044 counties
$5,500
Max out-of-pocket
$250
Drug deductible
Humana
Humana USAA Honor Giveback with Rx (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-005120 counties
$9,150
Max out-of-pocket
$350
Drug deductible
Humana
HumanaChoice Giveback H7617-049 (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-049102 counties
$9,150
Max out-of-pocket
$615
Drug deductible
Humana
HumanaChoice H7617-050 (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-05084 counties
$6,250
Max out-of-pocket
$350
Drug deductible
Humana
Humana Community (HMO)
HMO
$0
per month
4 / 5Plan H0292-0015 counties
$4,350
Max out-of-pocket
$150
Drug deductible
Humana
Humana Gold Plus H0292-003 (HMO)
HMO
$0
per month
4 / 5Plan H0292-0035 counties
$4,450
Max out-of-pocket
$250
Drug deductible
Aetna Medicare
Aetna Medicare Signature Extra (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H0628-00726 counties
$4,900
Max out-of-pocket
$500
Drug deductible
Aetna Medicare
Aetna Medicare Signature (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H0628-00818 counties
$4,900
Max out-of-pocket
$500
Drug deductible
Aetna Medicare
Aetna Medicare Signature (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H0628-01023 counties
$4,500
Max out-of-pocket
$500
Drug deductible
Aetna Medicare
Aetna Medicare Signature (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H0628-0249 counties
$5,500
Max out-of-pocket
$615
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Essentials from UHC KY-1 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H5253-099110 counties
$6,700
Max out-of-pocket
$520
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Essentials from UHC OH-7 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H5253-1255 counties
$5,400
Max out-of-pocket
$520
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Giveback from UHC KY-4 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H5253-127115 counties
$6,700
Max out-of-pocket
$600
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Extras from UHC KY-5 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H5253-128110 counties
$6,700
Max out-of-pocket
$600
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Extras from UHC OH-13 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H5253-1345 counties
$6,700
Max out-of-pocket
$520
Drug deductible
Humana
HumanaChoice Giveback H5216-226 (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-22699 counties
$6,600
Max out-of-pocket
$615
Drug deductible
Humana
HumanaChoice H5216-229 (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-2292 counties
$6,200
Max out-of-pocket
$250
Drug deductible
Humana
HumanaChoice H5216-285 (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-2854 counties
$5,500
Max out-of-pocket
$250
Drug deductible
Medicare Advantage Without Drug Coverage
9 plansCovers Part A and Part B, but no Part D drug coverage.
Aetna Medicare
Aetna Medicare Eagle Giveback (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-48881 counties
$6,900
Max out-of-pocket
Anthem Blue Cross and Blue Shield
Anthem Veteran (PPO)
PPO
$0
per month
3.5 / 5Plan H4909-023120 counties
$9,250
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-105120 counties
$4,000
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-225120 counties
$6,500
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-442120 counties
$9,150
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx KY-MA01 (PPO)
PPO
$0
per month
3.5 / 5Plan H8768-020117 counties
$6,700
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx OH-MA01 (PPO)
PPO
$0
per month
3.5 / 5Plan H8768-0213 counties
$8,500
Max out-of-pocket
Humana
HumanaChoice R0110-011 (Regional PPO)
Regional PPO
$0
per month
3.5 / 5Plan R0110-011120 counties
$5,400
Max out-of-pocket
Wellcare
Wellcare Patriot Giveback Open (PPO)
PPO
$0
per month
3 / 5Plan H3975-002120 counties
$6,000
Max out-of-pocket
Part D Prescription Drug Plans
10 plansStand-alone drug coverage to pair with Original Medicare or a Medigap plan.
Humana
Humana Basic Rx Plan (PDP)
PDP
$0
per month
3 / 5Plan S5884-138
$615
Drug deductible
Wellcare
Wellcare Value Script (PDP)
PDP
$8.60
per month
3.5 / 5Plan S4802-150
$615
Drug deductible
Wellcare
Wellcare Classic (PDP)
PDP
$8.70
per month
3.5 / 5Plan S4802-086
$615
Drug deductible
Humana
Humana Value Rx Plan (PDP)
PDP
$9.90
per month
3 / 5Plan S5884-194
$601
Drug deductible
Aetna Medicare
SilverScript Choice (PDP)
PDP
$29.70
per month
3 / 5Plan S5601-030
$615
Drug deductible
HealthSpring
HealthSpring Extra Rx (PDP)
PDP
$78.20
per month
2.5 / 5Plan S5617-365
$615
Drug deductible
UnitedHealthcare
AARP Medicare Rx Saver from UHC (PDP)
PDP
$90.30
per month
2 / 5Plan S5921-360
$615
Drug deductible
HealthSpring
HealthSpring Assurance Rx (PDP)
PDP
$117.80
per month
2.5 / 5Plan S5617-222
$615
Drug deductible
Humana
Humana Premier Rx Plan (PDP)
PDP
$125.30
per month
3 / 5Plan S5884-161
$0
Drug deductible
UnitedHealthcare
AARP Medicare Rx Preferred from UHC (PDP)
PDP
$127.10
per month
2 / 5Plan S5921-396
$130
Drug deductible
Licensed in Kentucky
Charles Clark · Agent #DOI-1010647 (exp. 02/29/2028)
When you can enroll
Annual Enrollment: Oct 15 – Dec 7 (coverage starts Jan 1). Turning 65: 3 months before to 3 months after your birthday month. Moves and other life events may qualify for a Special Enrollment Period.
Want help choosing?
Book a free consultationPremiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2026 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal.