← All states 2027 plans · Official CMS data

Illinois Medicare Plans

119 Medicare Advantage and Part D plans offered in Illinois for 2027.

Plan information shown is for calendar year 2027

You can compare full 2027 benefits, doctors and copays now. Enrollment in 2027 plans opens October 15, 2026 (Annual Enrollment Period, Oct 15 – Dec 7).

Carrier:

Medicare Advantage With Part D

93 plans

Medicare Advantage with Part D: Part A, Part B and drug coverage in one plan.

Humana

Humana Total Complete (HMO)

HMO

$0

per month

Plan H0028-0146 counties

$2,850

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

Humana Essentials Plus Giveback (HMO)

HMO

$0

per month

Plan H0028-0656 counties

$4,200

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Signature (HMO-POS)

HMO-POS

$0

per month

Plan H1206-0036 counties

$5,900

Max out-of-pocket

$400

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Signature Extra (HMO-POS)

HMO-POS

$0

per month

Plan H1206-00812 counties

$5,900

Max out-of-pocket

$400

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Prime Extra Care (HMO)

HMO

$0

per month

Plan H1206-0106 counties

$5,200

Max out-of-pocket

$400

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Signature (HMO)

HMO

$0

per month

Plan H1206-0122 counties

$4,450

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Signature (HMO)

HMO

$0

per month

Plan H1206-0137 counties

$4,450

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Wellcare

Wellcare Simple (HMO-POS)

HMO-POS

$0

per month

Plan H1416-0096 counties

$5,000

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Wellcare

Wellcare Simple Value (HMO-POS)

HMO-POS

$0

per month

Plan H1416-08490 counties

$5,500

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Wellcare

Wellcare Simple Exclusive Value (HMO-POS)

HMO-POS

$0

per month

Plan H1416-0853 counties

$3,200

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

Humana Gold Plus H1468-007 (HMO)

HMO

$0

per month

Plan H1468-00714 counties

$3,500

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

Humana Total Complete (HMO)

HMO

$0

per month

Plan H1468-0137 counties

$2,150

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Humana

Humana Essentials Plus Giveback (HMO)

HMO

$0

per month

Plan H1468-0214 counties

$4,250

Max out-of-pocket

$700

Drug deductible

More details Get agent help

Essence Healthcare

Essence Advantage (HMO)

HMO

$0

per month

Plan H2610-00510 counties

$3,400

Max out-of-pocket

$0

Drug deductible

More details Get agent help

Essence Healthcare

Essence Advantage Select (HMO)

HMO

$0

per month

Plan H2610-01610 counties

$4,450

Max out-of-pocket

$450

Drug deductible

More details Get agent help

Essence Healthcare

Essence Advantage Select (HMO)

HMO

$0

per month

Plan H2610-0275 counties

$2,900

Max out-of-pocket

$300

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Signature (HMO-POS)

HMO-POS

$0

per month

Plan H2663-1036 counties

$4,450

Max out-of-pocket

$700

Drug deductible

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS)

HMO-POS

$0

per month

Plan H2802-0246 counties

$2,900

Max out-of-pocket

$685

Drug deductible

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS)

HMO-POS

$0

per month

Plan H2802-02819 counties

$4,450

Max out-of-pocket

$685

Drug deductible

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage from UHC IL-2 (HMO-POS)

HMO-POS

$0

per month

Plan H2802-05414 counties

$4,900

Max out-of-pocket

$685

Drug deductible

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage from UHC ST-1P (HMO-POS)

HMO-POS

$0

per month

Plan H2802-0712 counties

$4,100

Max out-of-pocket

$685

Drug deductible

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS)

HMO-POS

$0

per month

Plan H2802-07319 counties

$7,150

Max out-of-pocket

$685

Drug deductible

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS)

HMO-POS

$0

per month

Plan H2802-0756 counties

$4,450

Max out-of-pocket

$685

Drug deductible

More details Get agent help

Aetna Medicare

Aetna Medicare Prime (HMO-POS)

HMO-POS

$0

per month

Plan H3192-0016 counties

$5,900

Max out-of-pocket

$400

Drug deductible

More details Get agent help

Medicare Advantage Without Drug Coverage

16 plans

Covers Part A and Part B, but no Part D drug coverage.

UnitedHealthcare

AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS)

HMO-POS

$0

per month

Plan H2802-05019 counties

$5,900

Max out-of-pocket

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage Patriot No Rx IL-MA2 (HMO-POS)

HMO-POS

$0

per month

Plan H2802-09114 counties

$7,150

Max out-of-pocket

More details Get agent help

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

Plan H5216-2788 counties

$4,700

Max out-of-pocket

More details Get agent help

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

Plan H5216-35593 counties

$6,000

Max out-of-pocket

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage Patriot No Rx IA-MA2 (HMO-POS)

HMO-POS

$0

per month

Plan H5253-2413 counties

$9,850

Max out-of-pocket

More details Get agent help

Aetna Medicare

Aetna Medicare Eagle (PPO)

PPO

$0

per month

Plan H5521-28621 counties

$5,200

Max out-of-pocket

More details Get agent help

Aetna Medicare

Aetna Medicare Eagle (PPO)

PPO

$0

per month

Plan H7301-02332 counties

$4,900

Max out-of-pocket

More details Get agent help

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

Plan H7617-0128 counties

$4,700

Max out-of-pocket

More details Get agent help

Humana

Humana USAA Honor Giveback (PPO)

PPO

$0

per month

Plan H7617-02291 counties

$6,000

Max out-of-pocket

More details Get agent help

Humana

Humana Gold Choice H8145-126 (PFFS)

PFFS

$0

per month

Plan H8145-12641 counties

$9,850

Max out-of-pocket

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage Patriot No Rx IA-MA01 (PPO)

PPO

$0

per month

Plan H8768-0183 counties

$9,850

Max out-of-pocket

More details Get agent help

UnitedHealthcare

AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO)

PPO

$0

per month

Plan H8768-01970 counties

$7,150

Max out-of-pocket

More details Get agent help

Humana

Humana USAA Honor Giveback (Regional PPO)

Regional PPO

$0

per month

Plan R5361-001102 counties

$6,750

Max out-of-pocket

More details Get agent help

Medical Associates Health Plan, Inc.

Medical Associates SmartPlan (Cost)

Cost

$160

per month

Plan H1651-0031 counties

—

Max out-of-pocket

More details Get agent help

Medical Associates Health Plan, Inc.

Medical Associates Community Plan (Cost)

Cost

$180

per month

Plan H1651-0051 counties

—

Max out-of-pocket

More details Get agent help

Medical Associates Health Plan, Inc.

Medical Associates Freedom Plan (Cost)

Cost

$260

per month

Plan H1651-0091 counties

—

Max out-of-pocket

More details Get agent help

Part D Prescription Drug Plans

10 plans

Stand-alone drug coverage to pair with Original Medicare or a Medigap plan.

UnitedHealthcare

AARP Medicare Rx Saver from UHC (PDP)

PDP

$78.30

per month

Plan S5921-362

$700

Drug deductible

More details Get agent help

Blue Cross and Blue Shield of IL, NM, OK, TX

HealthSpring Assurance Rx (PDP)

PDP

$90.90

per month

Plan S5715-012

$700

Drug deductible

More details Get agent help

Blue Cross and Blue Shield of IL, NM, OK, TX

HealthSpring Extra RX (PDP)

PDP

$108.20

per month

Plan S5715-001

$700

Drug deductible

More details Get agent help

Aetna Medicare

SilverScript Choice (PDP)

PDP

$120.90

per month

Plan S5601-034

$700

Drug deductible

More details Get agent help

UnitedHealthcare

AARP Medicare Rx Preferred from UHC (PDP)

PDP

$178.30

per month

Plan S5921-398

$300

Drug deductible

More details Get agent help

Licensed in Illinois

Charles Clark · Insurance Producer #18915583 (exp. 02/28/2027)

When you can enroll

Annual Enrollment: Oct 15 – Dec 7 (coverage starts Jan 1). Turning 65: 3 months before to 3 months after your birthday month. Moves and other life events may qualify for a Special Enrollment Period.

Want help choosing?

Book a free consultation

Premiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2027 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal. 2027 star ratings had not been published in the CMS file yet.