Essence Healthcare
Essence Advantage (HMO)
HMO
$0
per month
4.5 / 5Plan H2610-0057 counties
$3,400
Max out-of-pocket
$0
Drug deductible
← All states 2026 plans · Official CMS data
Illinois Medicare Plans
139 Medicare Advantage and Part D plans offered in Illinois for 2026.
Carrier:
Medicare Advantage With Part D
110 plansMedicare Advantage with Part D: Part A, Part B and drug coverage in one plan.
Essence Healthcare
Essence Advantage Select (HMO)
HMO
$0
per month
4.5 / 5Plan H2610-0167 counties
$3,900
Max out-of-pocket
$340
Drug deductible
Essence Healthcare
Essence Advantage Select (HMO)
HMO
$0
per month
4.5 / 5Plan H2610-0273 counties
$3,600
Max out-of-pocket
$0
Drug deductible
HealthSpring
HealthSpring Premier (HMO-POS)
HMO-POS
$0
per month
4.5 / 5Plan H4513-0846 counties
$2,900
Max out-of-pocket
$200
Drug deductible
HealthSpring
HealthSpring Preferred (HMO)
HMO
$0
per month
4.5 / 5Plan H4513-0857 counties
$2,000
Max out-of-pocket
$200
Drug deductible
HealthSpring
HealthSpring Preferred Savings (HMO)
HMO
$0
per month
4.5 / 5Plan H4513-0867 counties
$4,000
Max out-of-pocket
$200
Drug deductible
Aetna Medicare
Aetna Medicare Signature Extra (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-0866 counties
$5,200
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Duly Prime (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-3143 counties
$5,500
Max out-of-pocket
$615
Drug deductible
Humana
Humana Full Access H7617-008 (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-0086 counties
$5,000
Max out-of-pocket
$400
Drug deductible
Humana
Humana Full Access H7617-009 (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-00914 counties
$4,500
Max out-of-pocket
$400
Drug deductible
Humana
HumanaChoice Giveback H7617-013 (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-01385 counties
$4,500
Max out-of-pocket
$615
Drug deductible
Humana
HumanaChoice H7617-018 (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-01814 counties
$3,600
Max out-of-pocket
$615
Drug deductible
Humana
Humana Value Choice H7617-023 (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-0238 counties
$3,500
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Elite (PPO)
PPO
$0
per month
4 / 5Plan H1608-05010 counties
$4,500
Max out-of-pocket
$615
Drug deductible
UnitedHealthcare
AARP Medicare Advantage from UHC ST-2 (PPO)
PPO
$0
per month
4 / 5Plan H2406-06920 counties
$6,700
Max out-of-pocket
$600
Drug deductible
Aetna Medicare
Aetna Medicare Signature (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H2663-0172 counties
$4,200
Max out-of-pocket
$615
Drug deductible
Aetna Medicare
Aetna Medicare Signature (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H2663-1037 counties
$4,200
Max out-of-pocket
$615
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H2802-0246 counties
$2,900
Max out-of-pocket
$440
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H2802-02820 counties
$3,200
Max out-of-pocket
$440
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H2802-05220 counties
$3,900
Max out-of-pocket
$520
Drug deductible
UnitedHealthcare
AARP Medicare Advantage from UHC IL-2 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H2802-05414 counties
$3,900
Max out-of-pocket
$520
Drug deductible
UnitedHealthcare
AARP Medicare Advantage from UHC ST-1P (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H2802-0712 counties
$2,900
Max out-of-pocket
$355
Drug deductible
UnitedHealthcare
AARP Medicare Advantage CareFlex from UHC ST-6 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H2802-07320 counties
$6,700
Max out-of-pocket
$600
Drug deductible
UnitedHealthcare
AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H2802-0756 counties
$3,900
Max out-of-pocket
$600
Drug deductible
Medicare Advantage Without Drug Coverage
17 plansCovers Part A and Part B, but no Part D drug coverage.
Aetna Medicare
Aetna Medicare Eagle (PPO)
PPO
$0
per month
4.5 / 5Plan H5521-28621 counties
$4,900
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-0128 counties
$4,700
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
4.5 / 5Plan H7617-02291 counties
$6,000
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS)
HMO-POS
$0
per month
4 / 5Plan H2802-05020 counties
$4,900
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-25853 counties
$6,000
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-2788 counties
$4,700
Max out-of-pocket
Humana
Humana USAA Honor Giveback (PPO)
PPO
$0
per month
3.5 / 5Plan H5216-35593 counties
$6,000
Max out-of-pocket
Aetna Medicare
Aetna Medicare Eagle (PPO)
PPO
$0
per month
3.5 / 5Plan H7301-02371 counties
$4,500
Max out-of-pocket
Humana
Humana Gold Choice H8145-126 (PFFS)
PFFS
$0
per month
3.5 / 5Plan H8145-12641 counties
$6,700
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx IA-MA01 (PPO)
PPO
$0
per month
3.5 / 5Plan H8768-0183 counties
$8,900
Max out-of-pocket
UnitedHealthcare
AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO)
PPO
$0
per month
3.5 / 5Plan H8768-01969 counties
$6,700
Max out-of-pocket
Wellcare
Wellcare Patriot Giveback (HMO)
HMO
$0
per month
3 / 5Plan H5779-01196 counties
$5,500
Max out-of-pocket
Blue Cross and Blue Shield of IL, NM, OK, TX
Blue Cross Medicare Advantage Protect (PPO)
PPO
$0
per month
3 / 5Plan H8634-01966 counties
$6,750
Max out-of-pocket
Humana
Humana USAA Honor Giveback (Regional PPO)
Regional PPO
$0
per month
3 / 5Plan R5361-001102 counties
$6,750
Max out-of-pocket
Medical Associates Health Plan, Inc.
Medical Associates SmartPlan (Cost)
Cost
$140
per month
Plan H1651-0031 counties
—
Max out-of-pocket
Medical Associates Health Plan, Inc.
Medical Associates Community Plan (Cost)
Cost
$160
per month
Plan H1651-0051 counties
—
Max out-of-pocket
Medical Associates Health Plan, Inc.
Medical Associates Freedom Plan (Cost)
Cost
$220
per month
Plan H1651-0091 counties
—
Max out-of-pocket
Part D Prescription Drug Plans
12 plansStand-alone drug coverage to pair with Original Medicare or a Medigap plan.
Wellcare
Wellcare Classic (PDP)
PDP
$0
per month
3.5 / 5Plan S4802-087
$615
Drug deductible
Wellcare
Wellcare Value Script (PDP)
PDP
$0
per month
3.5 / 5Plan S4802-151
$615
Drug deductible
Humana
Humana Basic Rx Plan (PDP)
PDP
$0
per month
3 / 5Plan S5884-107
$615
Drug deductible
Humana
Humana Value Rx Plan (PDP)
PDP
$0
per month
3 / 5Plan S5884-196
$601
Drug deductible
UnitedHealthcare
AARP Medicare Rx Saver from UHC (PDP)
PDP
$40.20
per month
2 / 5Plan S5921-362
$615
Drug deductible
HealthSpring
HealthSpring Extra Rx (PDP)
PDP
$66.60
per month
2.5 / 5Plan S5617-367
$615
Drug deductible
Blue Cross and Blue Shield of IL, NM, OK, TX
Blue Cross MedicareRx Basic (PDP)
PDP
$89.70
per month
2 / 5Plan S5715-012
$615
Drug deductible
Aetna Medicare
SilverScript Choice (PDP)
PDP
$94.90
per month
3 / 5Plan S5601-034
$615
Drug deductible
UnitedHealthcare
AARP Medicare Rx Preferred from UHC (PDP)
PDP
$103.90
per month
2 / 5Plan S5921-398
$130
Drug deductible
HealthSpring
HealthSpring Assurance Rx (PDP)
PDP
$104.20
per month
2.5 / 5Plan S5617-224
$615
Drug deductible
Humana
Humana Premier Rx Plan (PDP)
PDP
$119.40
per month
3 / 5Plan S5884-163
$0
Drug deductible
Blue Cross and Blue Shield of IL, NM, OK, TX
Blue Cross MedicareRx Value (PDP)
PDP
$119.70
per month
2 / 5Plan S5715-001
$615
Drug deductible
Licensed in Illinois
Charles Clark · Insurance Producer #18915583 (exp. 02/28/2027)
When you can enroll
Annual Enrollment: Oct 15 – Dec 7 (coverage starts Jan 1). Turning 65: 3 months before to 3 months after your birthday month. Moves and other life events may qualify for a Special Enrollment Period.
Want help choosing?
Book a free consultationPremiums, out-of-pocket limits, drug deductibles and star ratings come from the official CMS 2026 Landscape file (Sept 2026). Special Needs Plans are not listed. Availability varies by county; visit copays and extra benefits are confirmed in each plan's Summary of Benefits and in the online enrollment portal.