Imperial Health Plan of California, Inc.
Imperial Courage Plan (HMO)
2026 Medicare Advantage (no drug coverage) in California · HMO · Plan H5496-016
3.5 overall star ratingCost Summary
Monthly premium
$0
Max out-of-pocket (in-network)
$2,999 / yr
Star rating
3.5 / 5
Where it's offered
Alameda, Amador, Butte, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Imperial, Inyo, Kern, Kings, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Orange, Placer, Plumas, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Siskiyou, Solano, Sonoma, Stanislaus, Tehama, Tulare, Tuolumne, Ventura, Yolo, Yuba
Figures from the official CMS 2026 Landscape file. Visit copays and extra benefits (dental, vision, etc.) are in the plan's Summary of Benefits and the online enrollment portal.
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